ATM CARD

A ECCU Automated Teller Machine (ATM) Card combined with a ECCU checking account can provide unbeatable convenience and service. Click here to apply online.

You can access your credit union accounts 24 hours a day, 7 days a week at any machine bearing the Member Access, Honor, Star, Cirrus, or the Exchange logos. Make deposits, withdrawals, balance inquires and much more, all at your convenience. Just look for an ATM displaying one of these logos. (Deposits through Depository ATM/ Member Access locations only. There is a 3-day hold on ATM deposits.)

VISA CLASSIC CREDIT CARD

Visa Platinum Credit Card

Our card features rates as low as 9.40%APR, with no annual fee and worldwide acceptance. There are no cash advance fees; interest starts at the time you take the advance. Rates will vary depending on credit performance. You can receive a credit line up to $25,000 depending on your credit performance and income. Plus take advantage of a Bonus Rewards Program where each dollar spent is redeemable for merchandise, travel and interest rate reduction on a new non- variable rate ECCU loan. Points earned are included in the monthly statement. Travel Accident Insurance of $1,000,000 is available when using this card.

Click here to apply online.

VISA DEBIT CARD

Using your ECCU Debit Card is easy. Use it anywhere that Visa is accepted (Stores, Gas Stations, Internet, etc). The money will come directly out of your checking account. When using your ECCU Debit Card at a Point-Of-Sale Merchant you can choose either the “credit” or “debit” option. The “debit” option may not work in all locations. If using the “credit” option you will not have to enter your PIN Number.

You can use your Debit Card just like an ATM Card at any ATM bearing the Cirrus, Exhange, STAR®, or Member Access Logos. However for those transactions, you will need to have your PIN Number ready. Member Access ATMs will not charge you a fee.

Remember, you can use your ECCU Debit Card at any non-ATM locations as many times as you want for FREE! So what are you waiting for, sign up today. Click here to apply online.

Convenient

Your debit card has worldwide acceptance. Use your ECCU Visa Debit Card at more than 15 million locations.

Fast

There is no need to write a check or present ID and wait on a check approval.

Simple

Just keep your receipts from every purchase and simply match it against your monthly checking statement.

Savings

Purchase fewer checks and make purchases even when you run out of checks.

Cash

Get cash with your ECCU Debit Card at ATM’s bearing Visa, Cirrus, STAR®, and Member Access Locations.

Free Overdraft Protection

Enjoy the same overdraft protection with your ECCU checking account. If there is not enough funds in checking, we will automatically pull funds from your savings to cover the amount of the purchase.

OOPS Optional Overdraft

This provides overdraft protection through pre-established line of credit for qualified members.

Certain requirements do apply, contact the credit union office for more details.