Your money is safe At ECCU

Educational Community Credit Union wants to assure you that your money is safe in a credit union. Since 1970, credit unions have been federally insured through the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration. The US government backs this fund with full faith and credit just as it does the FDIC. NCUSIF provides the same amount of coverage for credit unions as the FDIC does for banks: up to $100,000 per depositor and additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs.

For more info about your account's coverage, contact ECCU or see the NCUA's insurance estimator at http://webapps.ncua.gov/ins/

Learn more about:

* National Credit Union Share Insurance Fund (NCUSIF) http://www.ncua.gov/ShareInsurance/index.htm

*How your accounts are insured http://www.ncua.gov/Publications/brochures/FCUFacts/HowAccountInsured.pdf

*Your insured funds http://www.ncua.gov/Puclications/brochures/insured_funds/funds.pdf

What is Educational Community?				Educational Community Credit Union (ECCU), a unique financial institution, is not in business solely to make a profit. Instead the credit union exists to help members build long-term financial security. That is why the foundation of the credit union philosophy is "people helping people," and this is what makes Educational Community Credit Union different from all the rest. ECCU members join together to encourage savings at a good rate of return, and to use collective monies to make loans to members at competitively low interest rates. At Educational Community Credit Union, you're a member, not a number; an owner, not a customer. And as an owner of the credit union, you are entitled to one full vote in credit union affairs, regardless of account size. Educational Community Credit Union's sole commitment is to serving you and the other members of the credit union. We are your partner for a strong future.

Partnership Has Its Privileges				Whether your children need savings accounts, your parents are planning for retirement, or your brother or sister needs a loan, Educational Credit Union is ready to serve. From the Kirby Kangaroo Club for kids 12 and under, to the CUSucceed for teenagers, we stand ready to help you and your family build a lifetime of financial security. So when it comes time to decide where to save for your future, where to obtain loans for today, or where to turn for all your financial needs, look no further than Educational Community Credit Union. We have the services, the expertise and the dedication to be your lifetime financial partner.

Mission Statement				Educational Community Credit Union: Serving Members Since 1938 The Educational Community Credit Union is a member owned and directed not-for-profit financial organization. Our goal is to meet the financial needs of the members of the educational community and their extended families in a courteous and efficient manner. To accomplish this goal we will: Provide members with a broad range of financial services at reasonable terms Follow sound fiscal practices Maintain confidence in the credit union Promote the philosophy of the credit union movement; People Helping People

Board of Directors				ECCU is guided by an all-member, volunteer Board of Directors elected by the membership. These non-paid volunteers govern Credit Union policy and a professional Management Team oversees daily operations.