Current Rates

Current Rates

Risk-Based | Loans | Savings | Certificates

Rates may vary based on term and credit performance.
All rates are subject to change without notice. Ask about the Preferred Member Discount. Qualified members can receive an additional 1/2% off the loan rate listed. Also ask about our Match or Beat Policy.

New & Used Autos*

Credit Rating	LEVEL 1 (730+) APR	LEVEL 2 (680-729) APR	LEVEL3 (640-679) APR	LEVEL 4 (600-369) APR	LEVEL 5 (550-599) APR	LEVEL 6 (549 or less) APR
up to 48 months	6.40	6.90	7.90	9.40	11.90	15.90
60 months	6.65	7.15	8.15	9.65	12.15	16.15
72 months	7.15	7.65	8.65	N/A	N/A	N/A

Signature & Line of Credit/OOPS*(Signature Loan amount based on income. OOPS maximum term of 24 months with $5,000 credit limit)

Credit Rating	LEVEL 1 (730+) APR	LEVEL 2 (680-729) APR	LEVEL3 (640-679) APR	LEVEL 4 (600-369) APR	LEVEL 5 (550-599) APR	LEVEL 6 (549 or less) APR
24 months & 36 months	9.75	10.25	11.25	12.75	15.25	19.25

Home Equity*- Term will vary: 72 month, 84 month, 96 month, 120 month No closing costs assessed to borrower. Minimum loan amount is $10,000.

Credit Rating	LEVEL1 (730+) *APR	LEVEL2 (640-679) *APR	LEVEL3 (640-679) *APR	LEVEL 4 (600-369) *APR	LEVEL 5 (550-599) *APR	LEVEL 6 (549 or less) *APR
90% LTV	PRIME - .75%	PRIME - .25%	PRIME+.25%	PRIME+.75%	PRIME+1.25%	PRIME+2.00%
80% LTV	N/A	N/A	N/A	N/A	N/A	N/A
*Rates indexed from prime (minimum rate 5.50%)

New & Used Boats* (The amount of financing can vary.)

Credit Rating	LEVEL 1 (730+) APR	LEVEL 2 (680-729) APR	LEVEL3 (640-679) APR	LEVEL 4 (600-369) APR	LEVEL 5 (550-599) APR	LEVEL 6 (549 or less) APR
60 months	7.70	8.20	9.20	10.70	13.20	17.20

New & Used RV's*(The amount of financing can vary.)

Credit Rating	LEVEL 1 (730+) APR	LEVEL 2 (680-729) APR	LEVEL3 (640-679) APR	LEVEL 4 (600-369) APR	LEVEL 5 (550-599) APR	LEVEL 6 (549 or less) APR
60 months	7.70	8.20	9.20	10.70	13.20	17.20

Antiques/Classics*

Credit Rating	LEVEL 1 (730+) APR	LEVEL 2 (680-729) APR	LEVEL3 (640-679) APR	LEVEL 4 (600-369) APR	LEVEL 5 (550-599) APR	LEVEL 6 (549 or less) APR
36 months	7.70	8.20	9.20	10.70	13.20	17.20

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Loans Rate APR* Term

Other Security: 75% financing of purchase or appraised value 11.650 11.650 36 Calculator

Visa Classic/Visa Platinum Credit Card - Rate varies depending on credit performance 9.40 9.40 n/a Calculator

First Mortgages: Contact the Credit Union office. n/a Calculator

Education Loan: $5,000 maximum per year, minimum payment $100 36 Calculator

Federal Stafford Loan: made on or after July 1, 1998 (in-school, grace, deferment)- contact credit union for rate n/a Calculator

Federal Stafford Loan: made on or after July 1, 1998 (repayment) - contact credit union for rate n/a Calculator

Federal PLUS Loans: made on or after July 1, 1998 - contact credit union for rate n/a Calculator

Federal PLUS Loans: Federal Consolidation Loan - contact credit union for rate n/a Calculator

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Savings Rate APY* Term

Share Savings 1.59 1.60 n/a

Christmas Club 1.79 1.80 n/a

Money Market 1.79 1.80 n/a

Special Savings 1.79 1.80 n/a

Traditional IRA 1.79 1.80 n/a

Roth IRA 1.79 1.80 n/a

Education IRA 1.79 1.80 n/a

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Certificates (all rates subject to change without notice) Rate APY* Term

Certificate of Deposit - 6 month 2.48 2.50 6

Certificate of Deposit - 12 month
2.75

2.75
12

Certificate of Deposit - 24 month 3.00 3.00 24

Certificate of Deposit - 36 month 3.10 3.10 36

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National Credit Union Administration, Your savings federally insured to $100,000