Educational Community Credit Union’s field of membership is limited to those who meet at least one of the following conditions:

  1. Any employee of any educational institution or public library located within the counties listed below.
  2. Any educationally-sponsored or affiliated organization of a public or private school, at elementary, secondary or higher-education level located within the counties listed below.
  3. Any student or alumni of any higher education institution, located within the counties listed below.
  4. Any retired faculty member of a public or private school, at elementary, secondary or high-education level residing within the counties listed below.
  5. Any family member of a person eligible to join ECCU. It’s not necessary for the person eligible to be an existing member.
Membership at ECCU simply requires maintaining a $25 minimum balance in your share (savings) account, plus a $1 one-time non-refundable membership fee. Once you join the credit union, you remain a member for life - even if you move, change jobs or retire. Click here for a membership application.
 
 
  Click on each county for links to school districts.

A credit union is the best place to get financial services for several reasons:

  • A credit union is a cooperative and exists only to benefit its members. A credit union won’t merge with a larger institution unless the members voted in favor of that action.
  • As a credit union member, you’re an owner – not just a customer.
  • A volunteer board of directors, elected by the membership, directs the credit union. The board’s only interest is ensuring that the credit union operates in a way that benefits its members.
  • A credit union doesn’t have outside stockholders to take profits from the financial institution. A credit union distributes its profits to the members in the following ways:
    - In the form of lower rates for loans and higher rates for deposits
    - In the form of retained capital to ensure members receive the products and services they want and the credit union remains a strong financial institution


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